:root{color-scheme:light;--navy:#142239;--deep:#0c1422;--red:#b82841;--muted:#596679;--line:#dce2e9;--paper:#f3f6fa}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--navy);font-size:16px;line-height:1.6}a{color:inherit}button,select{font:inherit}button,a,select{touch-action:manipulation}a:focus-visible,button:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #cc9a4c;outline-offset:5px}.wrap{max-width:1180px;margin:auto;padding-left:36px;padding-right:36px}header{background:var(--deep);color:white;border-bottom:1px solid #ffffff1c}.nav{height:94px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand span{font-weight:800;font-size:15px;letter-spacing:1.5px;line-height:1.5}.brand small{display:block;font-weight:400;font-size:13px;letter-spacing:3px}.nav nav{display:flex;align-items:center;gap:28px;font-size:14px}.nav a{text-decoration:none}.member{border:1px solid #ffffff44;padding:9px 16px;border-radius:7px}.hero{background:var(--deep);color:#fff;background-image:linear-gradient(#ffffff04 1px,transparent 1px),linear-gradient(90deg,#ffffff04 1px,transparent 1px);background-size:55px 55px}.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:72px;padding-top:60px;padding-bottom:58px;align-items:center}.eyebrow{font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase}.intro>.eyebrow{color:#d9b479}.intro h1{font-size:clamp(36px,3.7vw,52px);line-height:1.13;letter-spacing:-1.5px;margin:22px 0}.intro h1 em{color:#ed6b7d;font-style:normal}.lead{color:#c2ccdb;font-size:19px;line-height:1.65;max-width:450px;margin:0 0 30px}.button{display:inline-flex;padding:15px 22px;text-decoration:none;border-radius:7px;font-weight:700}.primary{background:var(--red);color:white;box-shadow:0 8px 28px #b8284120}.primary:hover{background:#c6304b}.quiet{color:#a2afc2;font-size:14px;margin-top:18px}.deposit{background:#fff;color:var(--navy);border-radius:15px;overflow:hidden;border-top:3px solid #c59b58;box-shadow:0 18px 64px #0004}.deposit-top{padding:23px 28px 18px;border-bottom:1px solid var(--line)}.deposit-top .eyebrow{color:#7c642f}.deposit h2{font-size:66px;line-height:1.15;letter-spacing:-3px;margin:8px 0}.deposit h2 span{font-size:40px;letter-spacing:-2px}.deposit-top p{margin:0;font-weight:700}.credit-path{display:flex;gap:17px;padding:18px 28px 0}.path-number{font-size:13px;letter-spacing:1px;color:var(--red);font-weight:800;padding-top:2px}.credit-path h3{margin:0 0 4px;font-size:16px}.credit-path p{margin:0;color:var(--muted);font-size:14px;line-height:1.65}.deposit-fine{margin:19px 28px 22px;padding-top:14px;border-top:1px solid var(--line);font-size:13px;color:var(--muted)}.deposit-fine p{margin:0 0 9px}.deposit-fine a{color:var(--red);font-weight:700;font-size:13px;text-underline-offset:3px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;padding-top:27px;padding-bottom:27px;border-bottom:1px solid var(--line)}.steps>div{display:flex;gap:13px;align-items:center}.steps>div>span{flex-shrink:0;width:34px;height:34px;border-radius:50%;background:#e9eef5;display:grid;place-items:center;font-weight:800;font-size:14px}.steps p{margin:0;line-height:1.45}.steps strong{display:block;font-size:14px}.steps small{display:block;font-size:12px;color:var(--muted);margin-top:4px}.requirements{padding-top:62px;padding-bottom:54px}.section-head{display:flex;align-items:center;justify-content:space-between;gap:42px}.section-head .eyebrow,.enroll-copy .eyebrow{color:var(--red)}h2{font-size:34px;line-height:1.25;letter-spacing:-.8px;margin:12px 0}.section-head p{margin:10px 0;color:var(--muted)}.state-control{min-width:290px}.state-control label{font-weight:700;display:block;margin-bottom:8px;font-size:14px}.state-control select{width:100%;padding:14px 42px 14px 16px;border:1px solid #9eaabb;border-radius:7px;background:white;color:var(--navy);cursor:pointer}.checklist-heading{margin-top:30px;display:flex;justify-content:space-between;gap:12px;align-items:center;padding-bottom:13px;border-bottom:1px solid var(--line)}.checklist-heading p{font-size:14px;font-weight:700;margin:0}.checklist-heading>span{font-size:13px;color:var(--muted)}.document-list{display:grid;gap:10px;margin-top:16px}.document{display:flex;align-items:center;gap:18px;border:1px solid var(--line);border-radius:9px;padding:19px 21px;text-decoration:none;background:white;transition:border-color .15s,background .15s}.document:hover{border-color:#a6b2c4;background:#f9fbff}.document-icon{flex-shrink:0;font-size:13px;font-weight:800;color:#708096;width:36px;height:44px;border:1px solid var(--line);border-radius:4px;display:grid;place-items:center;background:var(--paper)}.document h3{font-size:16px;margin:0 0 3px}.document p{margin:0;color:var(--muted);font-size:14px}.read{margin-left:auto;color:var(--red);font-size:14px;font-weight:700;padding-left:18px}.document.state-document{border-left:3px solid var(--red)}.preview-note{font-size:13px;color:var(--muted);max-width:900px;margin:18px 0 0}.state-note{padding:17px 20px;margin-top:17px;background:#fff7ea;border-left:3px solid #b7842f;border-radius:4px;font-size:14px}.state-note strong{display:block;margin-bottom:5px}.state-note p{margin:0}.state-note a{display:inline-block;margin-top:8px;color:var(--red);font-weight:700}.enroll-section{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.enroll-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px;padding-top:56px;padding-bottom:56px;align-items:start}.enroll-copy{padding-top:16px}.enroll-copy h2{font-size:38px;max-width:300px}.enroll-copy p{color:var(--muted)}.enroll-copy ul{padding-left:20px;color:var(--muted);font-size:15px}.enroll-copy li{padding:8px 0}.no-payment{font-weight:700;color:var(--navy)!important;font-size:14px}.help-link{font-size:14px;color:var(--red);text-underline-offset:3px}.enrollment-frame{background:white;border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:0 8px 24px #14223908}.enrollment-frame iframe{display:block;border:0;min-height:770px}.enrollment-frame>p{text-align:center;margin:0;padding:12px 20px 18px;font-size:13px;color:var(--muted)}.enrollment-frame>p a{color:var(--red)}.library{padding-top:35px;padding-bottom:44px}.library details{border:1px solid var(--line);border-radius:9px;padding:0 24px}.library summary{cursor:pointer;padding:19px 0;font-size:15px;font-weight:700}.library summary small{font-size:13px;font-weight:400;color:var(--muted);padding-left:20px}.library-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:7px 0 20px}.library-grid a{font-size:14px;text-underline-offset:4px;text-decoration-color:#b9c4d2}.library p{font-size:13px;color:var(--muted);padding-bottom:6px}footer{background:var(--deep);color:#c1cbd9;padding:33px 0}.footer-row{display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:12px;letter-spacing:1px}.footer-row>div{display:flex;gap:22px;letter-spacing:0;font-size:13px}footer p{font-size:12px;line-height:1.75;color:#a9b5c7;margin-top:22px}footer .co-disclosure{border-top:1px solid #ffffff1c;padding-top:18px}dialog{border:0;border-radius:12px;padding:0;width:min(1040px,94vw);max-width:1040px;height:90vh;max-height:90vh;box-shadow:0 20px 90px #0006;overflow:hidden;color:var(--navy)}dialog::backdrop{background:#07101ecc;backdrop-filter:blur(3px)}.dialog-head{height:99px;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 25px;border-bottom:1px solid var(--line);background:white}.dialog-head h2{font-size:20px;margin:5px 0 0;letter-spacing:0}.dialog-head .eyebrow{font-size:10px;color:var(--muted)}.dialog-head button{border:1px solid var(--line);border-radius:6px;background:white;padding:7px 15px;cursor:pointer;font-size:14px}.dialog-head button:hover{background:var(--paper)}#preview-frame{width:100%;height:calc(100% - 156px);display:block;border:0}.dialog-bottom{height:57px;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 25px;border-top:1px solid var(--line);font-size:12px;background:var(--paper)}.dialog-bottom a{color:var(--red);font-weight:700;white-space:nowrap}@media(max-width:900px){.hero-grid{gap:35px}.wrap{padding-left:25px;padding-right:25px}.intro h1{font-size:39px}.steps{gap:15px}.steps small{font-size:12px}.enroll-grid{gap:30px;grid-template-columns:.75fr 1.25fr}.section-head{gap:24px}.state-control{min-width:245px}.library-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.nav{height:77px}.brand img{width:43px;height:43px}.brand span{font-size:12px}.brand small{font-size:10px;letter-spacing:2px}.nav nav{gap:0}.nav nav>a:first-child{display:none}.member{font-size:12px;padding:7px 10px}.hero-grid{grid-template-columns:1fr;padding-top:35px;padding-bottom:35px;gap:29px}.intro h1{font-size:39px;margin:16px 0}.lead{font-size:17px;margin-bottom:22px}.intro .button{font-size:14px}.quiet{font-size:12px}.deposit h2{font-size:58px}.deposit h2 span{font-size:35px}.steps{grid-template-columns:1fr;gap:18px;padding-top:22px;padding-bottom:22px}.steps strong{font-size:15px}.steps small{font-size:13px}.requirements{padding-top:35px;padding-bottom:35px}.section-head{display:block}.section-head h2{font-size:29px}.section-head p{font-size:15px}.state-control{margin-top:21px}.checklist-heading{align-items:flex-start;flex-direction:column;margin-top:23px;gap:4px}.document{padding:16px 13px;gap:12px;align-items:flex-start}.document h3{font-size:15px}.document p{font-size:13px}.document-icon{width:29px;height:36px;font-size:11px}.read{font-size:12px;padding-left:0;padding-top:2px}.preview-note{font-size:12px}.enroll-grid{grid-template-columns:1fr;padding-top:30px;padding-bottom:30px;gap:22px}.enroll-copy h2{font-size:31px;max-width:none}.enroll-copy{padding-top:0}.enroll-copy ul{font-size:14px}.enroll-copy li{padding:4px 0}.enrollment-frame iframe{min-height:790px}.library{padding-top:26px;padding-bottom:26px}.library details{padding:0 15px}.library summary small{display:block;padding-left:0;margin-top:4px;font-size:12px}.library-grid{grid-template-columns:1fr}.footer-row{align-items:flex-start;flex-direction:column;font-size:11px}.dialog-head{padding:15px;height:95px}.dialog-head h2{font-size:16px}.dialog-head button{padding:6px 10px;font-size:12px}.dialog-bottom{padding:12px 15px;font-size:11px;gap:12px}.dialog-bottom span{max-width:65%}dialog{width:96vw;height:94vh;max-height:94vh}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.state-note audio{display:block;width:100%;max-width:620px;margin:18px 0 10px}.audio-links{display:flex;gap:24px;align-items:center;font-size:14px}.disclosure-transcript{margin-top:22px;border-top:1px solid #d9dfe5;padding-top:16px}.disclosure-transcript summary{cursor:pointer;font-weight:600}.disclosure-transcript p{max-width:850px;line-height:1.7}.state-note .disclosure-followup{font-size:14px;margin-top:20px}

/* Clear enrollment entry points across the page. */
header{position:sticky;top:0;z-index:20}html{scroll-padding-top:115px}.nav-enroll{padding:10px 18px;white-space:nowrap}.hero-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.hero-actions .primary{gap:24px;min-width:165px;justify-content:space-between}.review-button{font-weight:600;font-size:15px;color:#d7dfeb;text-underline-offset:5px}.enroll-prompt{display:flex;justify-content:space-between;align-items:center;gap:25px;margin-top:28px;padding:23px 26px;background:var(--paper);border:1px solid var(--line);border-radius:9px}.enroll-prompt strong{font-size:18px}.enroll-prompt p{font-size:14px;color:var(--muted);margin:3px 0 0}.enroll-prompt .button,.last-enroll .button{gap:22px;white-space:nowrap}.form-banner{background:var(--red);color:white;padding:16px 26px;display:flex;justify-content:space-between;align-items:center;gap:15px}.form-banner strong{font-size:18px}.form-banner span{font-size:13px}.last-enroll{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:4px 0 30px}.last-enroll h2{font-size:27px;margin:0}@media(max-width:650px){html{scroll-padding-top:95px}.nav nav{gap:0}.nav .member{display:none}.nav .nav-enroll{display:inline-flex;padding:9px 12px;font-size:13px}.hero-actions{gap:17px}.hero-actions .button{font-size:16px}.review-button{font-size:14px}.enroll-prompt{flex-direction:column;align-items:stretch;padding:20px}.enroll-prompt .button{justify-content:center}.form-banner{flex-direction:column;align-items:flex-start;gap:2px;padding:15px 20px}.last-enroll{flex-direction:column;align-items:stretch}.last-enroll h2{font-size:25px}.last-enroll .button{justify-content:center}}

.members-main{background:var(--paper);padding-bottom:56px}.members-heading{padding-top:44px;padding-bottom:26px}.members-heading .eyebrow{color:var(--red)}.members-heading h1{font-size:42px;line-height:1.2;margin:12px 0;letter-spacing:-1px}.members-heading>p{color:var(--muted);max-width:730px;margin:0}.members-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:start}.new-member{background:var(--deep);color:white;border-radius:12px;padding:32px}.new-member .eyebrow{color:#d9b479;font-size:11px}.new-member h2{font-size:31px}.new-member p{color:#c2ccdb}.new-member .button{width:100%;justify-content:space-between;gap:20px}.new-member .member-small{font-size:13px;margin:16px 0 0}.members-login{background:white;border:1px solid var(--line);border-radius:12px;overflow:hidden}.members-login iframe{border:0;display:block;width:100%;height:750px}.members-login>p{text-align:center;font-size:13px;padding:0 20px;color:var(--muted)}.members-login>p a{color:var(--red)}@media(max-width:650px){.members-heading{padding-top:30px}.members-heading h1{font-size:33px}.members-grid{grid-template-columns:1fr;gap:24px}.new-member{padding:24px}.new-member h2{font-size:26px}.members-main{padding-bottom:30px}}
